Privacy Policy

1. Introduction

At Euro Insurance Guide ("we," "our," or "us"), we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website eurocarinsurance.com (the "Website") or communicate with us.

We are committed to complying with applicable data protection laws, including the European Union's General Data Protection Regulation (GDPR) and Sweden's Data Protection Act. This policy explains your rights regarding your personal data and how you can exercise those rights.

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Website.

1. Information We Collect

1.1 Personal Information

We may collect several types of information from and about users of our website, including:

• Contact information (such as name, email address, mailing address, and phone number)
• Account information (such as username and password)
• Transaction information (such as payment details, purchase history, and shipping information)
• Profile information (such as preferences, product interests, and demographic information)
• Communications (such as customer service inquiries and survey responses)

1.2 Usage Information

We may automatically collect certain information about your equipment, browsing actions, and patterns when you interact with our website, including:

• Log information (such as IP address, browser type, operating system, referring pages, and access times)
• Device information (such as device identifiers, location information, and mobile network information)
• Usage data (such as traffic data, communication data, and the resources that you access and use on the website)
• Cookies and similar technologies (as described in our Cookie Policy)

2. How We Collect Information

2.1 Direct Collection

We collect information directly from you when you:

• Register for an account
• Place an order
• Subscribe to a newsletter
• Fill out a form
• Participate in a survey or promotion
• Contact customer service

2.2 Automatic Collection

As you navigate through our Website, we may use automatic data collection technologies such as cookies, web beacons, pixels, and similar technologies to collect certain information about your equipment, browsing actions, and patterns.

2.3 Information From Third Parties

We may receive information about you from third parties, including:

• Business partners
• Social media platforms when you interact with our content or connect your social media account to our Website
• Analytics providers
• Advertising networks

3. How We Use Your Information

We may use the information we collect about you for various purposes, including to:

• Provide, maintain, and improve our Website
• Process and fulfill your requests, transactions, and inquiries
• Send you administrative messages, such as confirmations, technical notices, updates, and security alerts
• Respond to your comments, questions, and requests
• Communicate with you about products, services, offers, promotions, and events
• Monitor and analyze trends, usage, and activities in connection with our Website
• Detect, investigate, and prevent fraudulent transactions and other illegal activities
• Personalize and improve your experience on our Website
• Carry out any other purpose described to you at the time the information was collected

4. Legal Basis for Processing

Under applicable data protection laws, we need a lawful basis to collect and use your personal information. Our legal basis for processing your personal information will depend on the specific purposes for which we use it. Generally, we rely on the following legal bases:

• Consent: We may process your data when you have given us explicit consent to do so for specific purposes.
• Contract Performance: We may process your data when necessary to fulfill a contract with you or take steps at your request before entering into a contract.
• Legitimate Interests: We may process your data when it is in our legitimate interests to do so and when these interests are not overridden by your data protection rights.
• Legal Obligation: We may process your data when we need to comply with a legal obligation.

5. Disclosure of Your Information

We may disclose personal information that we collect or that you provide:

• To Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as website hosting, data analysis, payment processing, order fulfillment, IT services, customer service, and marketing assistance.
• To Business Partners: We may share your information with business partners to offer you certain products, services, or promotions.
• For Legal Purposes: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
• For Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• With Your Consent: We may disclose your personal information for any other purpose with your consent.

6. Your Rights

Depending on your location, you may have certain rights regarding your personal information. These may include:

• Right to Access: You have the right to request a copy of the personal information we hold about you.
• Right to Rectification: You have the right to request that we correct any inaccurate or incomplete personal information we hold about you.
• Right to Erasure: You have the right to request that we delete your personal information in certain circumstances.
• Right to Restrict Processing: You have the right to request that we restrict the processing of your personal information in certain circumstances.
• Right to Data Portability: You have the right to request that we transfer your personal information to another organization or directly to you, in a structured, commonly used, and machine-readable format.
• Right to Object: You have the right to object to our processing of your personal information in certain circumstances.
• Right to Withdraw Consent: If we are processing your personal information based on your consent, you have the right to withdraw that consent at any time.

To exercise any of these rights, please contact us using the contact information provided at the end of this Privacy Policy. Please note that these rights may be limited in some circumstances by applicable law, and we may need to request specific information from you to help us confirm your identity.

7. Data Security

We have implemented appropriate technical and organizational measures to protect the security of your personal information. However, please understand that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

8. Data Retention

We will retain your personal information only for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period for personal information, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure of your personal information, the purposes for which we process your personal information, and applicable legal requirements.

9. International Transfers

Your personal information may be stored and processed in any country where we have operations or where we engage service providers. This means that we may transfer your personal information to countries outside of your country of residence, including countries that may have different data protection rules than your country.

If we transfer your personal information to countries outside the European Economic Area (EEA) that do not provide an adequate level of protection, we will ensure appropriate safeguards are in place to protect your personal information and to make sure it is treated securely.

10. Children's Privacy

Our Website is not intended for children under the age of 16. We do not knowingly collect personal information from children under 16. If you are a parent or guardian and you believe your child has provided us with personal information, please contact us, and we will take steps to delete such information from our systems.

11. Cookies and Similar Technologies

We use cookies and similar tracking technologies to track activity on our Website and store certain information. Cookies are files with a small amount of data that may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Website.

For more information about the cookies we use and your choices regarding cookies, please see our Cookie Policy.

12. Third-Party Links

Our Website may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

13. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

14. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Euro Insurance Guide
123 Insurance Street
Stockholm, Sweden
Email: [email protected]
Phone: +46 70 123 4567

If you have a concern about our processing of your personal data, you have the right to lodge a complaint with the Swedish Authority for Privacy Protection (Integritetsskyddsmyndigheten) or your local data protection authority.