Last Updated: September 15, 2023
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Common insurance terms to help you better understand your policy
The replacement cost of your vehicle minus depreciation.
A person or entity that has an insurable interest in the vehicle but is not the main policyholder.
Insurance that covers damage to your vehicle from incidents other than collisions, such as theft, vandalism, or natural disasters.
Coverage for damage to your vehicle resulting from a collision with another vehicle or object.
The amount you pay out of pocket before your insurance coverage kicks in.
An international certificate that proves your vehicle has the minimum insurance coverage required in visited countries.
The amount you pay for your insurance policy, typically on a monthly or annual basis.
Coverage for damages or injuries you cause to others in an accident. This is typically mandatory in most European countries.
